When do you complain to the Federal Trade Commission? This is the agency to contact with Do Not Call violations on your phone, false advertising, billing problems, and identity theft. These complaints are shared with law enforcement agencies worldwide for follow-up. Here is where to turn when you have a complaint: https://www.consumer.ftc.gov/
Getting an Equifax Unfreeze is an Ordeal
We have been in the process of applying to refinance the mortgage on our residence since October, 2020. We were required to get our credit reports unfrozen. Within an hour on November 22, I was able to unfreeze Experian and Transunion, but when it came to Equifax, it was another matter. Here’s what we experienced […]
Phishing an Evil That Robs You
Cybercriminals use phishing to steal privileged credentials to get access to your bank and credit card accounts. Cybercriminals can quickly create fraudulent landing pages and websites to drive phishing, malware, credential theft, and ransomware attacks. Cybercriminals are always sharpening their social engineering skills, making phishing and spoofing attempts difficult to spot. Here’s a fundamental […]
Are you being stuck with charges you didn’t expect?
Are you being stuck with charges you didn’t expect? In searching for something you need on the web and the link you find says “free.” Months later, perhaps when you’re doing your taxes, have you ever been surprised to find charges from a company you barely remember. It might be JustAnswer.com, Experian, Ancestry, or a […]
Is Anything We Say or Do Private Anymore?
Being an online hermit is difficult today – imagine not buying things online, communicating by email, ordering food, paying bills, looking for a job, completing online applications, making complaints, selling things we don’t need, and all the many ways we go online to get information and to live our lives. You can buy a car […]
Consumerism Grabs Hold
One of the biggest givens of modern American life is that we live in a consumer society. We are inundated with products to buy and if you receive email (which no filter stops junk mail), watch TV or ads on YouTube, you, like me, see things you just as soon not see. Consumerism was not […]
Is Student College debt a Form of Indentured Servitude?
For the past thirty years, students have been expected to pay for college out of their future wages. While student loans have enabled millions of people to get an education; they could go to any school. Over twenty-five, major schools do not let their students use loans at all. The problem is student debt is […]
Do you know people who are losing their hearing? This can be expensive!
Hearing aids cost as little as $100 to make but sell for thousands and most insurers don’t cover them. A 2015 report by former President Obama’s Council of Advisors on Science and Technology placed the typical list price of a single hearing aid at $2,400 — a 1,100% markup if the device costs $200 to […]
Smartphones, Cybercrime and Other Scams on the Rise
In 2019, more than 4 in 5 adults in the U.S. report that they constantly check their email, texts, and social media accounts, according to a recent APA report. Many, if not most, scams today start with a phone, an email, by fax, a letter, or a text on your cell phone. If you do not […]
Are Young Americans Being Short-Changed?
Higher education is supposed to be geared to enable you to land a job and making you a critical thinker capable of understanding all sides of important issues; not saddling you with debt. A college education is highly valuable and desirable. How relevant are courses like The Power of Whiteness, Feminist Economics, Queering the Bible, […]


